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rajeshalex
10-25-2007, 11:20 AM
Hi All,

I have done my physical examination for INS at one healthcare provider.
Before doing the physical examination I have asked them whether they participate in my (aetna) and they said yes.

After doing the physical examination and completing the INS document healthcare provider gave a bill saying INS examination.

Now when I submit this claim to the insurance company they have denied it saying that INS physical examination claim can not be covered.

Is INS Physical examination different from a normal Physical Examination ?

If my understanding is correct, for INS purpose, physical examination has to be done by a participating civil surgeon and performs the normal physical examination. Only thing is that after the examination doctor fills certain forms and gives in a sealed envelope.

Is my understanding correct here ?

And who is to be blamed here . Is the doctor or the insurance ?


Thank You all

senk1s
10-25-2007, 04:45 PM
nobody to blame ... probably miscommunication

they are different and insurance doesnt cover the fees for uscis

(if you needed shots and stuff, those are health related and insurance will pay based on the policy)