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Old 01-20-2010, 08:47 PM
raysaikat raysaikat is offline
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Dec-07
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I140 Mailed Date
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11/30/2007
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India
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Quote:
Originally Posted by iq5203 View Post
According to federal law, if you've had coverage for 6 months prior to changing your coverage to the new insurance, they can't refuse to cover pre existing conditions. They may try, I just had to fight this out with CIGNA. They lost. However if you let your coverage lapse, you can get hit with this.
If you are talking about HIPAA, then that generally applies to group plans (offered by your employer), not individual plans that we are talking about in this thread.
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