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  #16 (permalink)  
Old 05-14-2010, 04:36 PM
Senior Member
Priority Date
:
Dec-03
Category
:
EB2
I140 Mailed Date
:
08/08/2008
Chargeability
:
India
Processing Stage
:
N/A
I485 Mailed Date
:
08/08/2008
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Join Date: May 2006
Posts: 212
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Quote:
Originally Posted by eastindia View Post
How can you invest without a Greencard?

What is the use of investing when interest rates are sooooooooooo low?
You can get better rate in India or if you open an NRI account.
Assuming you are an Indian (which most IVians are I feel), one issue with investing in India is tracking those investments remotely.
I think investments are a must for everyone - irrespective of which card you have. Invest wisely otherwise you'll lose money either due to inflation or bad investments.
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  #17 (permalink)  
Old 05-14-2010, 04:54 PM
Senior Member
Priority Date
:
Jan-08
Category
:
EB2
I140 Mailed Date
:
03/27/2008
Chargeability
:
India
Processing Stage
:
I-140
I485 Mailed Date
:
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Join Date: Jul 2007
Posts: 286
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Default an interesting thought

your statement, "in U.S, earning is easy saving is not" .....doesn't it apply all times irrespective of the country u live in.

I have seen many IT folks lakhs together but still they end up owing the credit card .

please elaborate.

Quote:
Originally Posted by vhd999 View Post
I am working in investment industry for the last 7+ years.
Your question is very simple but the answer is not.

While anyone can answer your question based on their own experiences you may or may not get an answer that suits your situation.

Humans tend to remember what happened recently more than what actually can happen in the long term.
This is called heuristic biases.

Anyway, to answer your question, the investment opportunities depend on,

1. Amount of money you want to invest.
2. How much risk you would like to take.
(How much money you can loose and still survive.)
3. Your return goal. (i know everyone wants to have infinite gain..)
4. Your liquidity needs
5. Your time horizon
6. Your tax situation
7. Other unique circumstances

Do not invest money based on your feelings. In the investment industry your feelings are your enemy.
Lot of information that the individual investor gets is already stale and dangerous.

One advice I can give you is, in U.S, earning is easy saving is not. Do your own research and use external research/opinions to confirm your findings.

Good luck!
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