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  #556 (permalink)  
Old 04-23-2011, 08:48 PM
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Originally Posted by floridasun View Post
This is by far one of the best threads on the board. Not sure if this thread was closed - if thats the case, sorry for reopening. Just wanted to share my recent experience with USCIS. recently, I went for Visa stamping and the officer questioned why I started working for new employer on the H1b visa receipt. She said I am legally allowed to start work only after H1b Visa approval. I told her our immigration attorney said that you can legally work on visa receipt. She literally said, 'you are alien in US and are allowed to stay here temporarily only after USCIS approves your H1b Visa transfer application.' judging by her demeanor, I was thinking - man, I stayed in this country for 12 years now i.e. almost half of my life and they will kick me out anyday anytime just because the officer at that time does not know the rules correctly. tell me one good reason (other than family/kids) that I should invest even a single penny in buying house in this country.
Absolutely...
However nothing is risk free. We drive the car around the town, on the highways (sometimes more than the speed limit) although we know, that there could be accidents - even though YOU are a safe drive, the other guy could be at fault/wrong doing. Still we accept the risk, as the reward far outweighs the risk. There are tons of examples - prescription medication (who knows, your doctor and your pharmacist were 100% accurate in prescribing the drug and packaging), food you eat (salmonella etc), air you breathe (pollen, flu etc).. You don't stop breathing, do you?
We just evaluate risks, forget about them and just live the day!
Not sure if it was truly Dalai Lama, but somebody fwded me the following as His quote:


“What thing about humanity surprises you the most?”
His answer was as follows:

Because he sacrifices his health in order to make money
Then he sacrifices his money to recuperate his health
And then he is so anxious about the future that he doesn’t enjoy the present,
And as a result he doesn’t live in the present or the future
And he lives as if he’s never going to die, and then he dies having never really lived
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  #557 (permalink)  
Old 04-23-2011, 10:04 PM
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PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts PlainSpeak is infamous around these parts
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Aaayne wala pal jaane wala hai
Ho sake to isme jindage bethalo
Pal yeh bhi jaana walaa hai


Translation...

The coming moment will come and go
Try to live life in this moment
This moment will also go away

I know it does not sound great in English but sounds perfect in Hindi and it makes perfect sense in all languages
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  #558 (permalink)  
Old 04-24-2011, 11:07 AM
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insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute insbaby has a reputation beyond repute
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Quote:
Originally Posted by floridasun View Post
This is by far one of the best threads on the board. Not sure if this thread was closed - if thats the case, sorry for reopening. Just wanted to share my recent experience with USCIS. recently, I went for Visa stamping and the officer questioned why I started working for new employer on the H1b visa receipt. She said I am legally allowed to start work only after H1b Visa approval. I told her our immigration attorney said that you can legally work on visa receipt. She literally said, 'you are alien in US and are allowed to stay here temporarily only after USCIS approves your H1b Visa transfer application.' judging by her demeanor, I was thinking - man, I stayed in this country for 12 years now i.e. almost half of my life and they will kick me out anyday anytime just because the officer at that time does not know the rules correctly. tell me one good reason (other than family/kids) that I should invest even a single penny in buying house in this country.
Other than family/kids ?

If you have a family and kids, what is the purpose of earning/living if it is not for them?
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  #559 (permalink)  
Old 04-24-2011, 11:33 AM
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Originally Posted by insbaby View Post
Other than family/kids ?

If you have a family and kids, what is the purpose of earning/living if it is not for them?
i meant - some ppl look for house because of 3 kids and they need more space. and some (wife, one kid) like me do not need that extra space and are comfortable living in a 2 bed room apt.
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  #560 (permalink)  
Old 04-24-2011, 12:15 PM
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I think its unfair to say that more space is not needed until you experience it. I was one of those who thought the same but stayed in a house for a month and then relaized what a house can offer compared to a apt.

I still hate the HOA for restrictions and the lack of freedom compared to house in India but I have to let go of the freedom to get a good atmosphere of the locality.
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  #561 (permalink)  
Old 04-24-2011, 12:38 PM
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Quote:
Originally Posted by floridasun View Post
i meant - some ppl look for house because of 3 kids and they need more space. and some (wife, one kid) like me do not need that extra space and are comfortable living in a 2 bed room apt.
Thats that we think. Ask your wife what a 'home' is meant to her, ask your kid if they are 4 years old, what it means to them.

When it is valued with money on the other plate, it is only a BUILDING, it becomes a HOME when you put love on the other plate.
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  #562 (permalink)  
Old 04-24-2011, 01:48 PM
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Originally Posted by insbaby View Post
Thats that we think. Ask your wife what a 'home' is meant to her, ask your kid if they are 4 years old, what it means to them.

When it is valued with money on the other plate, it is only a BUILDING, it becomes a HOME when you put love on the other plate.
well, that's called 'American Dream' !! I am happy living my 'modest dream' or should I say ground reality.
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  #563 (permalink)  
Old 04-25-2011, 02:05 PM
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Originally Posted by floridasun View Post
i meant - some ppl look for house because of 3 kids and they need more space. and some (wife, one kid) like me do not need that extra space and are comfortable living in a 2 bed room apt.
you don't have to buy a home. You can easily rent one in the interim, until your greencard gets approved. I think this is the best strategy for those who want that extra space and lifestyle but do not want to take on the hassle of getting mortgage while on greencard.
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journey towards GC so far
====
2007 Sep - EB3 ROW app started
2007 Oct - hold due to layoffs
2008 May - Prevailing Wage completed
2008 Oct - Complete Recruitment
2008 Nov - PERM filed
2009 May - PERM approved
2009 July - 140 Approved (waiting)
2010 Nov - new EB2 ROW app with same firm
2010 Dec - Prevailing Wage completed
2011 Feb - Complete Recruitment process
2011 Apr - PERM filed
2011 Jun - PERM approved
2011 Aug - 140/485 concurrently filed

2012 Jun - Greened !!
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  #564 (permalink)  
Old 04-25-2011, 03:19 PM
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Hello,

Buying house is a personal choice (no right or wrong) ... but from financial perspective, now is not a bad time to buy real estate in places with low interest rates (US and Europe) and fallen property prices.

You get to leverage your investment on cheap (interest rates are at under 5% now) and if inflation kicks in, your investment stays better protected.

Also, if you are not eligible for normal tax breaks due to income level, then interest on mortgage is a consolation prize while filing your tax returns!

As far as long term prospects, in today's uncertain world, it is getting more and more difficult to stay planted in one place/country for lifetime, so always plan what you want to do with real estate if you need to move (renting out while you find the buyer is a good idea as suggested earlier!)...
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  #565 (permalink)  
Old 04-25-2011, 03:35 PM
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Originally Posted by bitzbytz View Post
I think its unfair to say that more space is not needed until you experience it. I was one of those who thought the same but stayed in a house for a month and then relaized what a house can offer compared to a apt.

I still hate the HOA for restrictions and the lack of freedom compared to house in India but I have to let go of the freedom to get a good atmosphere of the locality.
Exactly! I literally saw my manager realizing this. His friend bought a house for $1.2M. When my manager visited his house a couple time, he was thrilled by what it offers and seeing kids play in the backyard. He then bought a house for $1.4M. He never had any thought of buying a home though he could afford.
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