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  #1 (permalink)  
Old 10-21-2008, 12:30 AM
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Default Anyone used Patriot America "visitor insurance"

Hi All,

Has anyone used Patriot America visitor insurance?

could you please suggest the best comprehensive visitor insurance?

thanks a lot
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Old 10-21-2008, 01:36 AM
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I bought http://www.imginsurance.com/ for my parents but not patriot america.
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Old 10-21-2008, 09:21 AM
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I am looking for insurance for my parents too. Atlas series insurance seems to be the only one which provides any degree of coverage for acute worsening of pre existing medical condition.
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Old 10-21-2008, 10:30 AM
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Default icici lombard!

i had that...bought it in india itself..

Quote:
Originally Posted by sugaur View Post
I am looking for insurance for my parents too. Atlas series insurance seems to be the only one which provides any degree of coverage for acute worsening of pre existing medical condition.
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Old 10-21-2008, 11:11 AM
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My advise is to buy insurance which reside in USA. It will be very difficult to talk to India insurance 1-800 nunbers if any emergency medical and also re-imbursement from India is very difficult.

Most of the hospitals will try to contact insurance(1-800) prior to medical treatment. Response will not be as expected from India due to difference in time etc.
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Old 10-21-2008, 11:46 AM
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Default Insurance policies sold in the US?

Quote:
Originally Posted by walker15 View Post
My advise is to buy insurance which reside in USA. It will be very difficult to talk to India insurance 1-800 nunbers if any emergency medical and also re-imbursement from India is very difficult.

Most of the hospitals will try to contact insurance(1-800) prior to medical treatment. Response will not be as expected from India due to difference in time etc.

Can you recommend any good visitor insurance policies that are sold in the US.
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  #7 (permalink)  
Old 10-21-2008, 11:58 AM
NKR NKR is offline
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Default

I have used both, India insurance and one from here. First time I took LIC, my parents had to undergo physical checkup, declare everything and there was more paper work. I used that insurance here for one doctor visit, I agree with walker, it is not easy to communicate using that 1800 number and the doctor that they suggested had not heard of it, we went back and forth before getting the treatment.

This time I went for Patriot America, it was very easy to get an insurance, you can get one online within 15 minutes, no paperwork, the documents will come to your place. the doctors recognize this insurance easily and the customer service is great, but you can use this insurance for common things like fever cold and for emergencies, they do not cover existing conditions. My mom had to undergo a treatment, but the insurance treated it as an existing condition since though the symptoms showed up here, it was due to a condition that originated there. If you are sure that there is no pre-existing condition you can go for this insurance..

Just weigh your options…
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  #8 (permalink)  
Old 10-21-2008, 12:07 PM
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Default I have used Patriot America visitors insurance

I have used Patriot America visitors insurance for my parents early this year.
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Old 10-21-2008, 12:11 PM
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Default covers pre-conditions

http://.org/page3.html

my friend used this insurance, which also covers pre-existing conditions. they never been to hospital.
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  #10 (permalink)  
Old 10-21-2008, 12:31 PM
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Default

Quote:
Originally Posted by rajpath View Post
Hi All,

Has anyone used Patriot America visitor insurance?

could you please suggest the best comprehensive visitor insurance?

thanks a lot
I have used patriotamerica earlier this year for my parents. Coverage is provided by Coventry health plan which had good coverage in my area. Check if your area is covered(has enough providers) on coventry healthcare website before buying from patriotamerica
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  #11 (permalink)  
Old 10-21-2008, 01:18 PM
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Default www.visitinsurance.com

http://www.visitinsurance.com/VISIT_...Coverages.html
This is very good as this is underwritten by The Insurance Company of the State of Pennsylvania, New York, NY which is rated A++.
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  #12 (permalink)  
Old 11-06-2008, 08:25 PM
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Default

.

Last edited by raghuram; 07-16-2011 at 10:49 AM.
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  #13 (permalink)  
Old 01-13-2014, 12:59 PM
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Default Scam. Ripoff

IMG Global is 100% scam. I took insurance for my mother in law. Paid over $400 for 2 months. She had to go to the doctor to treat a minor bruise. There is no way this can be a pre-existing condition. In fact I had taken insurance about 2 months before she went to the doctor for bruise.
It is a complete rip off.
Do not buy insurance from these thugs.
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  #14 (permalink)  
Old 03-10-2015, 07:13 AM
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I used https://www.visitorguard.com/health-insurance/ - a great experience, they were very helpful and it was a good idea to book through them as they are based in the US. You don't need to worry about complicated issues with overseas insurers when you get ill or are injured in America - this is very helpful, particularly when you are already in a stressful situation. As I say, I found them to be good quality.
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